Privacy Policy
Introduction
Adverse.online (a trading style of Mortgage Success Ltd) recognises that your privacy and the protection of your personal information is important, this statement discloses how Mortgage Success Ltd will use your data and work to protect it.
Mortgage Success Ltd is registered under the Data Protection Act 1998 under registration number ZA123422. The information you provide is safeguarded under the terms of that Act. To find out more information about the data protection act please visit: https://ico.org.uk/
Who we are
Mortgage Success Ltd is a fully regulated Mortgage Brokerage which is Directly Authorised by the Financial Conduct Authority (FCA) with a reference number of 757406.
We are a limited company registered in England & Wales with Companies House our registration number is 09527888.
Your Data
In order to use our service it is a regulatory requirement that we collect enough data to comply with our “Know your customer” (KYC) obligations set out by our governing body the FCA.
Your data includes things like Personal information (name, address, Date of Birth), financial information, health information etc.
That data will be collected and stored in compliance with our obligations on secure servers within the EU in an encrypted format where possible. Emails for example are not usually encrypted.
Your personal data will not be sold to any third party companies.
We may need to share your information with other companies, for example Mortgage lenders and Insurance companies with the intention of obtaining you products as agreed with yourself. We may also share limited information about your application with the Agents dealing with the transaction and your solicitors.
Our website does use Google analytics for the purposes of monitoring website usage the data from this will be retained for 26 months to check how our website is performing.
We may need to share data with our insurers, governing bodies such as the FCA or Financial Ombudsman and Fraud Prevention agencies. We may also use your data to keep in touch with you about your application, existing policies or products and services we think you may be interested in. In line with GDPR, any marketing emails/letters/calls we send will only be sent where you have specifically opted in. You will of course be able to remove you from any marketing lists at your request.
Your data where it relates to an application we have made will be kept for an indefinite amount of time. Any data for applications that do not proceed will be removed usually within 2 years unless there is a reason to keep it longer.
Seeing your data
You are able to request a copy of the information we hold on you through a Subject Access Request (SAR). We will respond to you within one calendar month. Where you would like to request the data held on you, you must do this in writing to: Mortgage Success ltd, 2 The Courtyard, Earl Road, Cheadle Hulme, SK8 6GN.
Right for Removal
You can request your data is removed at any time. Where we are able to do this, we will do so. However in line with our specific industry (Financial Services) requirements, we may need to keep your data on file indefinitely. We will inform you where that is the case.
Right to rectification
If we hold incorrect information, you have the right to request this be corrected. We will do this within 1 month of receiving the request.
Right to restrict processing
You have the right to restrict the processing of your information. Where you make this request we will do this within 1 month of receiving the request.
Further information
If you would like further information on how we use your data or if you have any Data Protection queries, please contact us on 0161 327 2799 or in writing at: Adverse.online (Mortgage Success Ltd), 2 The Courtyard, Earl Road, Cheadle Hulme, SK8 6GN.
Making a Complaint
If you would like to complain about how we have handled your data, you can do so in the first instance to the address/number above.
If you are unhappy with our response, you can contact the Information Commissioners office using the details below:
Information Commissioner's Office Wycliffe House, Water Lane, Wilmslow, SK9 5AF Telephone: 01625 545 745Email through their website at: https://ico.org.uk/concerns/